Assumptions

Please read and accept the assumptions below:

1. Third party liability is not covered at your place of work.
2. You accept that in the previous 2 years prior to this policy starting: any previous, existing, ongoing, recurring medical conditions (whether diagnosed or undiagnosed) such as incidents, injuries and illnesses will not be covered by your pet insurance policy.
3. You accept that claims for vet fees following an illness that occurred prior to, or within the first 10 days of your pet insurance policy start date will not be covered (unless you are exempt to this term – see our FAQ for more information).
4. You accept that claims for vet fees following an accident that occurred prior to, or within the first 48 hours of your pet insurance policy start date will not be covered (unless you are exempt to this term – see our FAQ for more information).
5. You accept that claims for death benefits resulting from an illness or an accident that occurred prior to, or within the first 10 days of your pet insurance policy start date will not be covered.
6. You are a resident of the United Kingdom, the owner and keeper of the pet, and the pet is kept in the United Kingdom at the address you have provided.
7. Your pet has no vicious tendencies or been trained to attack.
8. Your pet has not been the cause of any accident or legal action or third party liability claims.
9. You have never had any special terms imposed on a pet insurance policy covering your pet.
10. Your pet is not used for any guard, security, track racing, coursing, or used in connection to any business, trade, profession, commercial breeding or occupation (whether you receive payment for such activities or not).
11. You agree to take care of your pet at all times, in line with the Animal Welfare Act.
12. Your pet must have received vaccinations/boosters within the last 12 months or as advised by your vet. If this is not the case, you accept that the medical conditions that your pet is normally protected against by such vaccinations/boosters will not be covered by this insurance policy.
13. Your pet does not appear on the list of unacceptable breeds (see below).

Unacceptable Breeds

Any of the following breeds, or if either a crossbreed or a mongrel, not crossed with, or contain any previous mix of the following breeds:
African Crested Dog, Akita, American Bandogge, American Bulldog, American Mancon, American Pit Bull Terrier, American Staffordshire Terrier, Argentinian Mastiff, Australian Dingo, Bandogge Mastiff, Bandogs, Boar Hounds, Boerboel, Bulldog (British/English), Bully Kutta, Canadian Inuit, Canary Dog, Cane Corso, Cao Fila, Chinese Shar Pei, Cirneco Dell Etna, Czechoslovakian Wolfdog, Dingo, Dogo Argentino, Dogue Brasileiros, Dogue de Bordeaux, Fila Braziliero, Grand Bleu de Gascoigne, Inuit, Irish Staffordshire Bull Terrier, Japanese Tosa, Korean Jindo, Laika, Lybian Desert Dog, Mexican Hairless (Standard), Mexican Hairless Intermediate, Mexican Hairless (Miniature), Northern Inuit Dog, Perro De Presa Canario, Pit Bull Terrier, Portuguese Podengo, Racing Greyhound, Saarloos Wolfhound, Segugios Italiano, Shar Pei, Tamaskan, Tosa Inu, Utonagan, Wolf Dog, Wolf Hybrid, Working Sheepdog, or any animal registered under the Dangerous Dogs Act 1991 and The Dangerous Dogs (Northern Ireland) order 1991 or Dangerous Dogs (amendment) Act 1997 or any subsequent amendments.

If you are unsure about any of the statements above, please call us on 0333 003 2271.