About You

Please ensure you have answered all questions honestly and to the best of your knowledge. Failure to do so could lead to your policy being cancelled or treated as if it never existed. It could also result in your claim being rejected or only partially paid out.

1. About your pet

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cat
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If you didn't pay for your pet please put 0
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2. About you

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3. About your cover

Don’t worry, you can compare cover levels on the next page if you change your mind.

Lifetime

We will show you 5 different levels (between £2,000 and £10,000) of lifetime cover to choose from to meet both your pets needs as well as your personal budget.

These policies provide 1 lump sum of veterinary fees to cover any and all eligible illnesses or accidents. The lump sum value you choose is reinstated each year you renew your policy. If you claim the full amount before your policy renews, no further cover is available until you renew your policy. If you keep your policy in force, keep payments up to date and the insurer offers renewal - your pets medical conditions will be covered for all of its life.

Up to 12 Months

We will show you 2 different levels of time limited cover to choose from to meet both your pets needs as well as your own personal budget.

These policies provide your pet with either £2,000 or £4,000 of veterinary fees per eligible illness or accident. Cover continues for the illness/accident until you have claimed all of your chosen limit or 12 months have passed since an illness or accident first received treatment (whichever comes first). Once either of these limits have been reached, the illness/accident will no longer be covered by the policy.

Protecting your Personal Data

We will use your data for the purpose of providing you with a quote and this will include sharing data with our insurers and other third parties. We, or the insurers will carry out checks with external databases such as credit reference agencies and publicly available sources of information as part of this process to enable us to verify the information you provide, to assist us in providing the quote and for fraud prevention. If you have previously held a product with Insurance Factory Limited or obtained a quote in the past, we may carry out checks against the data we already hold on you.

Please read our Privacy Policy before continuing which sets out information about how your data is used and stored and who we share information with as well as information about your rights.

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You can stop receiving this information from us at any time by getting in touch with us. You can unsubscribe by either using the link in each email we send you or you can contact us directly (please see the Privacy Policy for details of how to reach us).

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Assumptions

Please read and accept the assumptions below:

  1. Third party liability is not covered at your place of work.
  2. You accept that in the previous 2 years prior to this policy starting: any previous, existing, ongoing, recurring medical conditions (whether diagnosed or undiagnosed) such as incidents, injuries and illnesses will not be covered by your pet insurance policy.
  3. You accept that claims for vet fees following an illness that occurred prior to, or within the first 10 days of your pet insurance policy start date will not be covered (unless you are exempt to this term – see our FAQ for more information).
  4. You accept that claims for vet fees following an accident that occurred prior to, or within the first 48 hours of your pet insurance policy start date will not be covered (unless you are exempt to this term – see our FAQ for more information).
  5. You accept that claims for death benefits resulting from an illness or an accident that occurred prior to, or within the first 10 days of your pet insurance policy start date will not be covered.
  6. You are a resident of the United Kingdom, the owner and keeper of the pet, and the pet is kept in the United Kingdom at the address you have provided.
  7. Your pet has no vicious tendencies or been trained to attack.
  8. Your pet has not been the cause of any accident or legal action or third party liability claims.
  9. You have never had any special terms imposed on a pet insurance policy covering your pet.
  10. Your pet is not used for any guard, security, track racing, coursing, or used in connection to any business, trade, profession, commercial breeding or occupation (whether you receive payment for such activities or not).
  11. You agree to take care of your pet at all times, in line with the Animal Welfare Act.
  12. Your pet must have received vaccinations/boosters within the last 12 months or as advised by your vet. If this is not the case, you accept that the medical conditions that your pet is normally protected against by such vaccinations/boosters will not be covered by this insurance policy.
  13. Your pet does not appear on the list of unacceptable breeds (see below).

Any breed not showing within the breed picklist including Alderseer, American Bandogge/Bandogge Mastiff, American Bulldog, American or Irish Staffordshire Bull Terriers, Australian Dingo, Boerboel, Bully Kutta, Bulldog (English, Toy, Dorset/Olde Tyme or Victorian varieties) Canary Dogs/Perro De/Pressa Canarios/Presa Canarios, Cane Corsos, Dogo Argentino Fila Braziliero, Japanese Tosa, Northern Inuit Dogs, Pit Bull, Pit Bull Terrier, Korean Jindo, Racing Greyhounds, Shar Pei, Tamaskan, Utonagan, Wolf, wolf hybrid or a dog crossed with any of these, or any animal registered under the Dangerous Dogs Act 1991 and The Dangerous Dogs (Northern Ireland) order 1991 or Dangerous Dogs (amendment) Act 1997 or any subsequent amendments.

If you are unsure about any of the statements above, please call us on 0333 003 2271.

Insurance Product Information Document

To download Insurance Product Information Document for Lifetime £10,000 Policies, please use the button below.

To download Insurance Product Information Document for Lifetime £8,000 Policies, please use the button below.

To download Insurance Product Information Document for Lifetime £6,000 Policies, please use the button below.

To download Insurance Product Information Document for Lifetime £4,000 Policies, please use the button below.

To download Insurance Product Information Document for Lifetime £2,000 Policies, please use the button below.

To download Insurance Product Information Document for Time Limited £4,000 Policies, please use the button below.

To download Insurance Product Information Document for Time Limited £2,000 Policies, please use the button below.